With a Roth IRA on Roids, you could contribute $5,000, $20,000, $50,000 and $100,000 depending on how much money you have and how much you want to contribute and when you want to begin to withdraw your money.

It is powerful wealth building tool. When I heard about this from Roccy DeFrancesco, I was completely overwhelmed because I spent my lifetime looking for tax-advantaged products that are safe, legal, that you can use, with very little risk. You are not going to get this from your lawyer or your accountant. Your lawyer’s stock-in-trade answer is “possibly, maybe or I’ll look into it.” And even if he knows he’s not going to tell you because, traditionally, he works on both sides of the fence.

Your accountant and lawyer would typically not look to at any type of these products because he could become an IRS target. Whenever there is a criminal investigation, his papers would be the first thing they go after, summonses. I work with accountants and I teach them and this is their usual stance on the matter. I teach lawyers and accountants for credits. They’re generally intimidated. For the price of preparing your income tax return, they’re not going to look at these types of wealth-building tools. The wealth-building strategies of this investment retirement planning are completely legal. You do not have to hide your money. You do not have to go offshore. You do not have to provide a lot of documentation, and you do not have to report your requirements to the feds.

With a Roth IRA on Roids the following basic information would be required: your age; how much money you wish to deposit into your account; when you wish to withdraw from the account. Based on this information, a specific financial chart can be drawn for you.

To summarize the main benefits of this wealth-building tool: your money never goes backwards; you’ll be able to take your money out tax free; there is a guaranteed return. So let’s discuss how you can fund your account using other people’s money.

Roccy DeFrancesco’s wrote a book, “Home Equity Management.” The book is very well written. Roccy is a very meticulous guy and I have a lot of respect for him. The book describes how you can reposition your home equity. Let us look at your home equity for a moment. If you are in your home with a 95% mortgage, does your mortgage diminish the value’s home? The answer is, “No.” If your home is fully mortgaged it would not diminish the value. But, if you live in an area like California, with mud slides, or Florida with hurricanes and tornadoes and you own 100% of your home (i.e. not mortgaged) then whose problem would it be if your house slides down the hill or it goes under water? It would be your problem. On the other hand, if it’s heavily mortgaged, then it would not be your problem. It would be an insurance problem and it would be a mortgage company problem.

So what is the relation of your home equity with your Roth on Roids? If you leverage your home equity and reposition it to fund your IRA account then, effectively, your money is sitting in this account and in investment opportunities and it’s safe. Real estate is the only leverageable asset class. Everybody understands that you buy real estate with 5% down, 10% down, depending on how well financed you are. It’s the only leverage that is recommended, people accept, people understand, the banks do it. So by repositioning your home equity in order for you to fund your account, financially you are using other people’s money. And this could also be accomplished with commercial real estate. If you have equity in commercial real estate, refinancing it in order for you to reposition your assets definitely makes a lot of sense. At the end of the day, you still have the same assets. If you have equity in your home or commercial estate, that’s an asset. If you have equity in Roth on Roids, or other investment opportunities, together they are the same number. You’re just repositioning. You are relocating your assets. That’s all you’ve done.

It was in 1975, when an investment option was introduced and grouped in the lists of the individual retirement accounts, which is now commonly known as the Self directed IRA account. Many people who begin to study all the possible retirement investing selections, most of the time don’t take a good look on Self directed IRA accounts. But if you thoroughly examine the whole feature of this IRA, you may deem it as the best and the most effective retirement account for you especially if you prefer an account that provides you the right to take full control of your assets.

When you open a Self directed IRA account, you’ll be delighted to know about the wonderful opportunities it can give you as a contributor. As its name denotes it, you can build and establish all your investments through your direction and management. You can in real fact house your funds in assets that include real estate market, partnerships, franchises, mortgages and other kinds of investments.

If you are already decided that you want to invest your money in a particular business, the first thing that you should accomplish is to consult a custodian or an administrator, who will facilitate your paperwork needs and will buy the investments and assets that you want to take control of. Remember, that this doesn’t in any way reduce your power over your Self directed IRA because the management of your assets is ultimately your task.

One of the best investments for a Self directed IRA is the real estate market. You can also grab hold of the chance to lend funds in your retirement plan, so you can invest in some mortgages. Other types of assets that you can obtain through your Self directed account are franchises, companies and partnerships.

The other types of IRAs more often than not are not allowed to invest in industries that are high-risks; this somehow lessens the generation of high profits and gains. But when you have a Self directed IRA account, you can put your funds in non-conventional assets or high-risk businesses as long as they fall under the guidelines of the IRS.

There are numerous kinds of self directed IRA investment options that you can get hold of, especially if you have the comprehensive understanding on how you can run the business you chose to put your money in. Investing in high risks assets can be dangerous, though the gains and profits can be huge, particularly if the assets you’ve got perform very well in the market.

Many people are afraid to go for self directed account because they find it to be quite complex, but if you are a business savvy individual and you like taking risks then this may be the best individual retirement account for you. Another significant factor that you should have when you open this account is an all-inclusive and comprehensive business plan, so you can manage your investments well.